Qapital: Set & Forget Finances APK

Qapital: Set & Forget Finances

Category:Finance
Updated:2024-02-08
Rating: 4.1
Finance
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Introduction

Qapital is a revolutionary app that changes the way you think about managing your finances. Unlike traditional budgeting methods that are difficult to stick to, Qapital makes taking control of your money effortless. By combining behavioral science and smart money tools, this app helps you reach your financial goals without sacrificing your current lifestyle. With Qapital, you can pay yourself first with their Payday Divvy feature, which automatically divides your paycheck to cover your short- and long-term goals, bills, and discretionary spending. It also helps you build successful money habits that last by customizing your spending and saving rules based on your existing habits. Additionally, Qapital offers a range of smart banking services, including checking, bill pay, and direct deposit, all with no hidden fees. Whether you're an individual or a couple, Qapital has you covered with its shared finance feature, allowing you to save toward shared goals while still maintaining separate accounts. And for those who are interested in investing but don't know where to start, Qapital Invest provides a hassle-free investing experience. With Qapital, achieving money happiness becomes a reality.

Features of Qapital: Set & Forget Finances:

⭐️ Smarter Money Management: Qapital replaces traditional budgeting with scientifically designed money tools that help you take control of your finances.

⭐️ Payday Divvy™: Automatically divides your paycheck between short-term and long-term goals, bills, and discretionary spending.

⭐️ Building Successful Money Habits: Qapital adjusts your spending week by week while still helping you save automatically, leveraging your existing habits.

⭐️ Smarter Checking: FDIC-insured checking account with instant access to savings balances, free transfers, a Visa® debit card, direct deposit, and bill pay.

⭐️ Smarter Saving: Set savings goals and use smart rules to save automatically, with customization options available.

⭐️ Smarter Shared Finances: Qapital Dream Team™ allows couples to save toward shared goals and view each other's transactions while keeping individual accounts.

Conclusion:

With Qapital, you can take charge of your finances without changing your lifestyle. Their scientifically designed money tools and automatic features make saving, budgeting, and investing easier and more effective. Whether you're an individual or part of a couple, Qapital offers a personalized approach to achieving your financial goals. Download now to start your journey towards money happiness.

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Information

  • Size: 42.00 M
  • Language: English
  • Version: 4.89.0
  • Requirements: Android
  • Ratings: 187
  • Package ID: com.qapital
  • Developer: Qapital, LLC

Comment

  • Prompt and courteous customer service. Recieved my Visa debit card quickly. Helpful financial advice. Can save, spend, and invest. Simple to use with many different options for pulling a little or a lot of money from your traditional bank account(s) into goals you set up for saving. Also has the option to set, track, and monitor your weekly spending and tracks your habits in order to fine tune your spending budget. I do, and have, recommend/ recommended this app to others.
    2024-05-23 00:49:32
  • This app has been a lifesaver for my family for almost two years now. I use it as an emergency / unexpected purchases fund. I've never had problems, no fees to use your money whenever you need it, money transfers go through quickly, and I barely even notice the small amounts coming out of my bank account. Adds up fast though! Highly recommended!!
    2024-05-22 13:41:29
  • As useful as I had hoped it would be, and that's saying a lot, as I tend to have kinda unrealistic expectations for most things lol. It's customizable, user-friendly, and useful enough that I actually recommend it to people pretty often! If you are a mindless debit card spender, this could also be a very useful tool for that. It can also be a backup if you leave yourself in a pinch, as you have some money aside that you can put back into your bank if need be. all around great app! I LOVE IT!
    2024-05-21 20:55:46
  • For a short time this was a great app. Signed up back when it was free and it worked perfectly...for about 2-3 months then "something" happened, my bank needs to be reconnected but can't be. nothing was or has changed on either the app end or the bank end at the time. This break happened October 2018, two support tickets later, no resolution and the "we've sent it to the data provider" go nowhere response. Deleting/reinstalling will just COST money because of the update so I am forever in limbo
    2024-05-21 12:33:29
  • I lovED this app, recent changes to the UI have made it more difficult to navigate. I use to love the ability to drag and locate highs and lows on my investment accounts but that is no longer an option for those that are using the investments tool. In addition to this I have noticed that it is a little overly complicated to change your address. A little annoying but something that can use some improvement. Seriously though bring back the drag option on the investment accounts, its seriously something I'm bummed out about and even with the UI update you could still keep this feature, I don't know why you got rid of it in the first place
    2024-05-20 05:39:57
  • I'm not great at budgeting so this has really helped me save. The ability to have multiple goals and shared goals is amazing! You can save as fast or as slow has you want by changing your savings rules so it will always fit your budget, and it will also pause taking money from your account if your balance is too low. Overall I definitely recommend giving it a try!
    2024-05-19 16:47:58